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Mike Pero Insurance
Our Motorcycle Insurance Policies
Motorcycle riding is a favourite past time of many New Zealanders. Mike Pero Motorcycle Insurance can help keep your motorcycle covered at home and on the road with a range of options. If going off-road is more your style, or you’ve got a classic that only comes out for special occasions we have additional covers available – simply call us to find out more.
What am I covered for?
Every rider is different, so our policies come with different features to best suit your needs.
Comprehensive
Third Party Fire and Theft
Third Party Only
This covers you for damage that you've accidentally caused to someone else's car or property.
We cover the cost of any damage to your motorcycle because of an accident.
If your motorcycle is damaged as the result of a fire, we will cover the cost to repair or replace your motorcycle.
If your motorcycle is less than three years old and you have an unexpected mechanical breakdown, you can be covered for the cost to repair the part which has broken down, up to the policy limit.
If your motorcycle is stolen we will cover the cost for you to replace it, up to the value insured.
Windscreen and headlights are covered for repairs or replacement without affecting your no claims bonus.
We offer cover to help you with costs related to stolen or lost keys and replacement locks, in the event that you need it.
You'll have access to 24/7 help with emergencies such as flat tyres and batteries, lost or locked-in keys and towing with the Journey on Roadside Assistance team.
If you have remained claim free over the last five years of insuring your motorcycle, we will not reduce your claim free recognition under this policy as long as you don’t make more than one claim.
We give you the ability to choose from a range of excess options which can help to reduce the premium you pay.
Every rider is different, so our policies come with different features to best suit your needs.
Comprehensive
Third Party Fire and Theft
Third Party Only
This covers you for damage that you've accidentally caused to someone else's car or property.
We cover the cost of any damage to your motorcycle because of an accident.
If your motorcycle is damaged as the result of a fire, we will cover the cost to repair or replace your motorcycle.
If your motorcycle is less than three years old and you have an unexpected mechanical breakdown, you can be covered for the cost to repair the part which has broken down, up to the policy limit.
If your motorcycle is stolen we will cover the cost for you to replace it, up to the value insured.
Windscreen and headlights are covered for repairs or replacement without affecting your no claims bonus.
We offer cover to help you with costs related to stolen or lost keys and replacement locks, in the event that you need it.
You'll have access to 24/7 help with emergencies such as flat tyres and batteries, lost or locked-in keys and towing with the Journey on Roadside Assistance team.
If you have remained claim free over the last five years of insuring your motorcycle, we will not reduce your claim free recognition under this policy as long as you don’t make more than one claim.
We give you the ability to choose from a range of excess options which can help to reduce the premium you pay.
Optional cover
Our policy offers extra cover benefits, available for you to add on to your policy.
We offer cover for items that are designed to protect you as a motorcycle rider such as your helmets, boots, safety clothing, gloves and goggles.
If you’d like your motorcycle insured for an agreed value, simply let us know. Then, if your motorcycle is declared a total loss, we will reimburse you the agreed amount.
We offer cover for items that are designed to protect you as a motorcycle rider such as your helmets, boots, safety clothing, gloves and goggles.
If you’d like your motorcycle insured for an agreed value, simply let us know. Then, if your motorcycle is declared a total loss, we will reimburse you the agreed amount.
Policy documents and wording
This information is intended as a guide only. Exclusions and limitations do apply. Talk to us about these or refer to the full policy documents.
Policy documents and wording
This information is intended as a guide only. Exclusions and limitations do apply. Talk to us about these or refer to the full policy documents.
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