We will offer full replacement for your belongings except the few items outlined in the policy as being covered for market value.

We'll cover sudden and unforeseen events that aren't intended or expected by you.

With our contents policy, your belongings are covered for any damage as a result of a natural disaster including earthquakes.

We give you the ability to choose from a range of excess options which can help to reduce the premium you pay.

We offer full replacement on certain high value items such as jewellery and bicycles if they are specified on your policy.

We will cover your belongings for certain events while in transit to your new home, and with prior approval, we can offer cover for storage in an alternative location.

If your home becomes uninhabitable due to a covered loss, our cover will reimburse you for temporary accommodation, including boarding for your domestic pets and temporary storage for your belongings.

We cover your legal liability in some instances up to $2 million if someone's injured or their property is damaged at your home.

We offer credit card cover, meaning if they are ever stolen we can help to reimburse you for the costs incurred.

We will offer cover for your personal effects while you are temporarily travelling within Australia and the Pacific Islands.

If you have children living away from home in accommodation provided by a tertiary educational institution, we can offer cover for their belongings.