Insurance People

Our Boat Insurance Policy

Whether your passion is fishing on the harbour, cruising the coast or playing in the surf on a jet-ski, Insurance People Boat Insurance will keep you covered while you’re out on the water.

What am I covered for?

We'll cover sudden and unforeseen events that aren't intended or expected by you.

This covers you for damage that you've accidentally caused to someone else's boat or property.

We cover the equipment and accessories you’re required to carry as well as what would normally be sold with the boat, including the trailer.

This covers your boat if it needs to be recovered after an accident including towing, re-floating or effecting repairs.

This provides cover in the event your boat is damaged due to an unexpected severe weather event.

If your boat is stolen we will cover the cost for you to replace your boat, up to the value insured.

We'll cover the expenses incurred for wreck or debris disposal following loss or damage.

We cover the trailer you use to transport your boat around to and from the water.

We give you the ability to choose from a range of excess options which can help to reduce the premium you pay.

Optional cover

Our policy offers extra cover benefits, available for you to add on to your policy.

You can extend the cover on your sailboat to include racing provided it’s not ocean racing.

Policy documents and wording
Download

This information is intended as a guide only. Exclusions and limitations do apply. Talk to us about these or refer to the full policy documents.

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Aon is New Zealand's leading insurance broker, and with over 30 years’ experience Aon understand what New Zealanders need when it comes to personal insurance. With over 900 staff in branches across the country from Kerikeri to Invercargill, you’ll be sure to find us close by to assist with your insurance needs.
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