Insurance People

Our Contents Insurance Restricted Policy

Too often the value of the belongings you have worked hard to purchase for your home is underestimated. Benefit from the protection for certain events without additional extras. This allows you to select a more affordable type of insurance, while enjoying the benefits of quality cover.

What am I covered for?

With our contents policy, your belongings are covered for any damage as a result of a natural disaster including earthquakes.

We’ll cover you for any damage to your contents caused by fire, break-ins or weather-related events. Conditions apply, please refer to the policy document.

We offer cover for your contents that you may have at your home that is used for trade or business use, just make sure you disclose this when you're signing up to your policy.

We give you the ability to choose from a range of excess options which can help to reduce the premium you pay.

We offer full replacement on certain high value items such as jewellery and bicycles if they are specified on your policy.

If your home becomes uninhabitable due to a covered loss, our cover will reimburse you for temporary accommodation, including boarding for your domestic pets and temporary storage for your belongings.

We cover your legal liability in some instances up to $2 million if someone's injured or their property is damaged at your home.

We offer credit card cover, meaning if they are ever stolen we can help to reimburse you for the costs incurred.

Policy wording effective July 2024
Change Summary Document (July 2024)
Previous policy wording effective April 2023

This information is intended as a guide only. Exclusions and limitations do apply. Talk to us about these or refer to the full policy documents.

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