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Insurance People
Our Car Insurance Policies
Whether you’re looking to insure your very first car, or the trusted family vehicle, we can provide you with a flexible car insurance solution that will best suit your needs.
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Every driver is different, so our policies come with different features to best suit your needs.
Comprehensive
Third Party Fire and Theft
Third Party Only
This covers you for damage that you've accidentally caused to someone else's car or property.
If your car is damaged as the result of a fire, we will cover the cost to repair or replace your car.
If your car is stolen, we will cover the cost for you to replace your vehicle, up to the value insured.
You're covered for the cost of any damage to your vehicle as the result of an accident.
Excess free cover for repairs due to breakage of windscreen and window glass. Replacements incur an excess, but all claims under this benefit do not affect no claims discounts.
If you have specialist modifications or accessories, we can include these under your car insurance policy.
We give you the ability to choose from a range of excess options which can help to reduce the premium you pay.
We can offer you a discount on your premium if you name only one or two drivers of your vehicle.
If your vehicle is damaged by an uninsured third party, we can help you cover the costs to repair your car.
If your vehicle is stolen, we can help keep you on the road with a hire vehicle.
Your car trailer is automatically included in your cover for theft and accidental damage.
If your car needs to be towed after an accident, we will cover the costs of the towing fee.
Every driver is different, so our policies come with different features to best suit your needs.
Comprehensive
Third Party Fire and Theft
Third Party Only
This covers you for damage that you've accidentally caused to someone else's car or property.
If your car is damaged as the result of a fire, we will cover the cost to repair or replace your car.
If your car is stolen, we will cover the cost for you to replace your vehicle, up to the value insured.
You're covered for the cost of any damage to your vehicle as the result of an accident.
Excess free cover for repairs due to breakage of windscreen and window glass. Replacements incur an excess, but all claims under this benefit do not affect no claims discounts.
If you have specialist modifications or accessories, we can include these under your car insurance policy.
We give you the ability to choose from a range of excess options which can help to reduce the premium you pay.
We can offer you a discount on your premium if you name only one or two drivers of your vehicle.
If your vehicle is damaged by an uninsured third party, we can help you cover the costs to repair your car.
If your vehicle is stolen, we can help keep you on the road with a hire vehicle.
Your car trailer is automatically included in your cover for theft and accidental damage.
If your car needs to be towed after an accident, we will cover the costs of the towing fee.
Optional cover
Our policy offers extra cover benefits, available for you to add on to your policy.
Let us know if you’re using your vehicle to secure income for your business and we may be able to help keep you covered.
Add Roadside Assistance to your Car Insurance and you'll have access to 24/7 help with emergencies such as flat tyres and batteries, lost or locked-in keys and towing with the AA Roadside Service team. For further information click here
Let us know if you’re using your vehicle to secure income for your business and we may be able to help keep you covered.
Add Roadside Assistance to your Car Insurance and you'll have access to 24/7 help with emergencies such as flat tyres and batteries, lost or locked-in keys and towing with the AA Roadside Service team. For further information click here
Policy wording effective April 2023
Change Summary Document (April 2023)
Previous policy wording effective September 2021
This information is intended as a guide only. Exclusions and limitations do apply. Talk to us about these or refer to the full policy documents.
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Aon │ New Zealand's leading insurance broker
Aon is New Zealand's leading insurance broker, and with over 30 years’ experience Aon understand what New Zealanders need when it comes to personal insurance. With over 900 staff in branches across the country from Kerikeri to Invercargill, you’ll be sure to find us close by to assist with your insurance needs.
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